Whether you're a one-person operation or have a team of window cleaners, it is important to have business insurance. That being said, insurance for window cleaners can have a few quirks. Here's what you need to know.
1. Not all policies are created equal.
When it comes to business insurance, there is no one-size-fits-all solution, especially for window cleaners. The type and amount of coverage you need will depend on factors such as the size of your business, the services you offer, and the risks associated with your industry.
How will your estate or your loved ones pay for your funeral and final expenses? Whether you want to preplan your funeral or leave it up to your family, planning how to pay for it is essential. Otherwise, you could set up your loved ones for debt and hard decisions.
One of the best ways to pay these expenses is through a term life insurance policy. How and why? Here's what you need to know.
Just like a car or house, a boat is an entirely insurable asset. Some of the concepts surrounding boat insurance can be a little confusing. However, you can use this list to handle some of the basics of setting up boat insurance coverage.
Declaring the Boat's Usage
This isn't all that dissimilar to the need to declare whether you need commercial or personal coverage on a car. However, there are many more possible uses for a boat.
Group health insurance provides numerous advantages for both employers and employees. Employers get tax incentives like tax credits to offset the money they pay for insurance premiums. On the other hand, it relieves employees of the need to pay for insurance out of their pockets. It is also easier to claim insurance payments within a group health plan. Other benefits of group health insurance include:
Better Cover Plans
Individual insurance covers are usually limited in terms of the benefits they offer.
Home insurance doesn't pay for damages that stem from poor or lack of maintenance. The coverage also doesn't cater to wear and tear damages. Below are some factors insurance companies consider when determining whether certain damages relate to maintenance or wear and tear issues.
Property Age
Wear and tear accumulate with time. Even maintenance lapses rarely result in instant damage; you are likely to see the effects over time. Thus, insurance companies become more suspicious of damages as properties age.
